As a result, the researchers submit that mobile money in Zimbabwe does not optimally provide for the financial inclusion of the poor, informally employed and low-income persons. Fig. 1. ... Dzawanda B et al (2021) Impact of virtual cash economy on livelihood outcomes of informal cross border traders in Gweru, Zimbabwe. J Borderlands …

Abstract. Mobile health (mHealth) commonly intersects mobile technology and healthcare practices. Geographically enabled mobile health is an evolving subset of mHealth practices that accounts for how geography mediates health outcomes. The domain of both mHealth and geo-enabled mHealth is varied in both scope and interpretation.

Published 2015. Business, Economics. The motivation behind this study was the rapid changes that were happening in the banking industry with the coming in of mobile banking, but a gap remained in addressing the implications of this innovation on traditional banking practices in Zimbabwe. It was established that though customers have remained ...

The main objective of the study is to evaluate the impact of mobile banking as a financial inclusion strategy. The sub-objectives of the study are to find out whether mobile banking products meet the needs of the vulnerable groups in terms of affordability, convenience and accessibility. 5. Significance of the Study.

The main objective of the study was to investigate the impact of digital banking on the financial performance of commercial banks in Zimbabwe. The study was centred on 40 branches of commercial ...

October 2, 2018. Zimbabwe unveils new mobile money tax. By Chris Donkin. Zimbabwe changed the way it taxes mobile money from a fixed fee to a percentage of the value of …

In Zimbabwe, mobile money is mostly used as a vehicle for remittances. While some people are enjoying mobile money services, it is important to mention that there are still people who are excluded from the formal financial system. ... 7.1 Impact of Mobile Banking The impact of mobile banking was measured by the responses relating to respondents ...

The study investigated the significance of Mobile Money Transfers (MMTs) on the economic development of Zimbabwe, with specific attention to Ecocash. Furthermore, the study is focused on Harare.

Mobile money in Zimbabwe has extensively extended the frontiers of financial inclusion to reach millions who were earlier excluded within a relatively short space of time. The growing use of mobile phones in …

Impact of mobile banking on traditional banking practices in Zimbabwe. Academic Press. Google Scholar; Mbiti, I., & Weil, D. (2011). Mobile Banking: The Impact of M-Pesa in …

By the end of 2021, 515 million people subscribed to mobile services in Sub-Saharan Africa, representing 46% of the population – an increase of almost 20 million on 2020. There will be nearly 100 million new subscribers by 2025, taking the total number of subscribers to 613 million (50% of the region's population).

This study analysed the impact of mobile banking service quality on customer loyalty in the context of Standard Chartered bank of Zimbabwe as a case study, the largest traditional commercial bank in the country. ... Chronicling the history of mobile banking in Zimbabwe, Runyowa (2013) posit that, in Zimbabwe, the first mobile banking innovation ...

Zimbabwe's Ecocash has defied a government order to suspend transactions, after President Emmerson Mnangagwa's administration accused mobile-money platforms of a conspiracy to sabotage the ...

Tawanda Karombo. Published November 29, 2021. Zimbabwe, which already levies a 25% tax on imports of smartphones and another on voice and data top-ups, has introduced a new $50 levy on imported ...

This paper investigates the impact of mobile technology on Micro and Small Enterprises (MSEs) in the developing world in the post-hyperinflation era. Data was collected from a multi-staged sample of 114 MSE owners within the capital province of Zimbabwe, namely Harare. The data was collected and analysed using descriptive …

Zimbabwe is promoting the uptake of Science subjects at A-level through the STEM programme. Makomborero has built and fully equipped a Mobile Science Lab (Biology) as our pilot project. Converting a 20 foot container. The Mobile Lab is now running at our Resource Centre, while we gain experience. This is giving students the opportunity to put …

In Zimbabwe, mobile money is mostly used as a vehicle for remittances. While some people are enjoying mobile money services, it is important to mention that there are still people who are excluded from the formal financial system. ... Impact of Mobile Phone-Based Money Transfer Services in Agriculture: Evidence from Kenya. Zeitschrift für ...

The mobile banking concept is in its infancy in Zimbabwe, and as such, its full impact to the economy is yet to be realised and therefore the Government must ensure that a separate regulatory authority is set up to effectively manage this sub- sector which has potential to be a very high volume financial transaction platform.

Zimbabwe, 07 Feb 2022. . Active mobile money accounts in Zimbabwe – whose central bank continues to advocate a Central Bank Digital Currency (CBDC) – now stand at 4.1 million, despite a 24% fall in transaction values in 2021 and regulatory issues between authorities and mobile money platforms. Zimbabwe's robust mobile money sector has ...

Zimbabwe is promoting the uptake of Science subjects at A-level through the STEM programme. Makomborero has built and fully equipped a Mobile Science Lab (Biology) as our pilot project. Converting a 20 foot container. The Mobile Lab is now running at our Resource Centre, while we gain experience. This is giving students the opportunity …

ZIMBABWE has one of the highest mobile money transaction taxes in Africa, a development that is hurting millions of small business owners and low-income groups as the cost of living continues...

Mobile Banking and Commercial Bank Performance Nexus in Zimbabwe (2011-2021): Impact and Implica- tions. Journal of Sustainable Business and Economics. 6(1): 1-14.

With the inception of Eco Cash in Zimbabwe, mobile money services completely changed the game on how business is conducted. There is a paucity of empirical studies about …

April 20, 2016. The Republic of Zimbabwe hopes to one day eliminate the threat of HIV and tuberculosis (TB) within its borders. This is a tall order, given that prevalence of both diseases in Zimbabwe rank among the highest in the world. According to a report from the Joint United Nations Programme on HIV/AIDS, about 15 percent of adults aged ...

The impact of the mobile money in Zimbabwe, Kenya and Tanzania seems to follow a pattern in the mentioned countries largely dependent on the socio-economic characteristics while looking at FinScope data. …

Users are now restricted to just one mobile wallet account per person and a daily transfer limit of ZW$5,000 (US$50). In addition, users can no longer transact through mobile money agents. Their ...

An evaluation tool that drives public accountability.

In February 2016, former Zimbabwe President Robert Mugabe declared " A state of disaster" following a drought triggered by El Niño, which left 2.44 million people struggling for food. The following was the recorded impact: Some 75 percent of Zimbabwe received less than normal rainfall. Severe livestock deaths – 17,000 were recorded in 2016.

Mobile Data Collection: ... To improve health around the Zimbabwe, we need evidence on what works. But, evidence alone is not enough. It must be integrated into policy and programming to inform change that leads to strengthened education systems and improved learning outcomes, and that meets the needs of individuals, communities and societies ...

Zimbabwe's telecommunication market revenue. On a positive note, the total revenue generated by the postal and courier sector showed an increase of 23.4 per cent, recording $15.86 million in the first quarter of 2023, compared to $12.88 million in the fourth quarter of 2022. However, operating costs in this sector also rose by 28 per cent ...

Instagram users in Zimbabwe in 2023. Numbers published in Meta's advertising tools indicate that Instagram had 381.7 thousand users in Zimbabwe in early 2023.. The company's recently revised figures suggest that Instagram's ad reach in Zimbabwe was equivalent to 2.3 percent of the total population at the start of the year.. …

The statistics are staggering: 22 million Africans are currently living with HIV or AIDS. 7 out 10 people newly infected with HIV live in sub-Saharan Africa. AIDS has now become the leading cause of death on the continent. Earlier this week, UNAIDS, the joint United Nations program on HIV/AIDS, released a report on the socio-economic impact …

Impact Training Institute is a unique and professional training school. We offer international and local courses. Benefits of studying with us: Online and face to face lessons available. Unique approach to teaching and lesson delivery with a special emphasis on the welfare of the student. Flexible fees payment terms....

Download. 13 pages. This paper discusses implications of mobile banking practices for traditional banking in Zimbabwe. It states that although customers have remained loyal, banks have not been able to grow their businesses due to the emergence of mobile banking. The paper finds that traditional banks, instead of collaborating with telecom ...

Reserve Bank of Zimbabwe figures show 755 million mobile money transactions were processed in 2017 to a combined transaction value of ZWD18 billion ($49.7 million). The new approach increases the levy from a set ZWD0.05 per transaction, to 2 per cent of the value of each payment. Under the old system, the tax levied on the …

Mobile money has proven its critical value in a country that has hurtled from one financial crisis to another over the past 10 years. The Reserve Bank of Zimbabwe, in a recent report, detailed the breadth of mobile money's impact on Zimbabwean s. 63% of the total population … See more

The impact of the Ecofarmer project. In the published case study, Linda Mungira –a smallholder farmer explains how she benefited from the Mercy Corps, Agri-Fin Mobile Programme. ... The Mercy Corps Zimbabwe supported AgriFin Mobile program has changed the way smallholder farmers transact in Zimbabwe, bringing the convenience of …

This publication summarises the milestones, regulatory framework, risks and concerns, and societal implications of mobile money services in Zimbabwe. All the descriptive …